402 Ninth P.O. Box 150 Abernathy, TX 79311 (806) 298-2556

Privacy Statement

At FIRST STATE BANK, we strive to provide top quality banking products and services. We hold our customers in high regard. As a result, we recognize the importance that our customers place on privacy and the confidentiality of information given to us in the process of providing banking services. We think that it is important for you to be informed of the policies and procedures we have in place to safeguard your privacy.

First, let us define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.

A nonaffiliated third party is a company that is not an affiliate of ours.

Our privacy guidelines are as follows:

  • We collect non-public personal information about you from the following sources:
    • Information we receive from you on applications or other forms,
    • Information about your transactions with us, our affiliates, or others,
    • Information we receive from consumer reporting agencies.
  • As permitted by law, we may disclose all the nonpublic personal information described above to affiliated or nonaffiliated parties who provide services for us on your behalf. We also may disclose information in response to requests from law enforcement agencies.
  • We do not disclose nonpublic information about former customers.
  • We restrict access to nonpublic personal information about to those employees who need to know that information to provide products or services for us to you. We maintain physical, electronic, and procedural safeguards to guard you nonpublic personal information.

Consumer Complaint Procedure

First State Bank is charted under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. First State Bank also engages in the business of selling traveler's checks as an agent for American Express, which company is licensed under the laws of the State of Texas and is subject to regulatory oversight by the Texas Department of Banking.

Any consumer wishing to file a complaint against First State Bank or American Express should contact the Texas Department of Banking through on of the following means: In Person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. 877-276-5554; Fax No.: 512-475-1313; Email: consumer.complaints@banking.state.tx.us; Website: www.banking.state.tx.us

We Welcome your questions and comments regarding this information. You may contact us as follows:

First State Bank
P.O. Box 150
Abernathy, Texas 79311
806-298-2556

Notice of Financial Privacy Rights

We recognize the importance you place on your privacy and the confidentiality of you financial information. We think it is important for you to be informed of the policies we have in place to safeguard your privacy:

We collect non-public personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates, or others, and
  • Information we receive from a consumer-reporting agency
As allowed by law, we may disclose to our affiliates the following kinds of non-public personal information about you:
  • Information we receive from you on applications or other forms such as your name, address, social security number, assets and income,
  • Information about your transactions with us, our affiliates, or others such as your account balance, payment history, parties to transactions, and
  • Information we received from a consumer-reporting agency such as your credit worthiness and credit history
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard you non-public personal information.

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